Ririn Sefriany, Arfinda Sari, & Muzimah. (2026). The Role of Parents in Instilling Saving Habits to Shape Disciplined and Responsible Character in Children from an Early Age. Al-Afkar, Journal For Islamic Studies, 9(3), 2051–2058. https://doi.org/10.31943/afkarjournal.v9i3.2254